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Financial Statements and Management Reports of Fund Performance

Renaissance Investments family of funds

Annual Financial Statements As at: August 31, 2024

Money Market Funds

Fixed Income Funds

Balanced Funds

Equity Income Funds

Canadian Equity Funds

U.S. Equity Funds

Global Equity Funds

Specialty Funds

Annual Management Reports of Fund Performance As at: August 31, 2024

Money Market Funds

Fixed Income Funds

Balanced Funds

Equity Income Funds

Canadian Equity Funds

U.S. Equity Funds

Global Equity Funds

Specialty Funds

Axiom Portfolios

CIBC Private Pools

CIBC Fixed Income Pools

Annual Management Reports of Fund Performance As at: August 31, 2024

CIBC Alternative Mutual Funds

Annual Financial Statements As at: August 31, 2024
Annual Management Reports of Fund Performance As at: August 31, 2024

CIBC Fixed Income Funds

Annual Management Reports of Fund Performance As at: December 31, 2023
Interim Management Reports of Fund Performance As at: June 30, 2024

This material is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. To obtain a copy of the simplified prospectus, call 1-888-888-FUND (3863). Alternatively, you may obtain a copy from your advisor.

Any information or discussion about the current characteristics of this mutual fund or how the portfolio manager is managing the mutual fund that is supplementary to information in the prospectus is not a discussion about material investment objectives or strategies, but solely a discussion of the current characteristics or manner of fulfilling the investment objectives and strategies, and is subject to change without notice.

Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, nor are they guaranteed.

Past performance may not be repeated and is not indicative of future results.

The material and/or its contents may not be reproduced without the express written consent of CIBC Asset Management Inc.