CIBC Core Fixed Income Pool [Series F]
The Pool will focus on generating regular income with the potential for modest long-term capital appreciation, by investing primarily in units of other mutual funds that invest in fixed income securities.
Also available as Series ETF
Minimum Initial Investment:
Lump Sum
Initial: $500
Subsequent: $100
| Inception Date | Oct 28, 2019 |
|---|---|
| Fund Code | ATL5023 |
| Assets Under Management ($000) As at : January 30, 2026 | $698,460 |
CIBC Asset Management is one of Canada's largest asset management firms and provides a broad range of high-quality global investment management solutions to retail and institutional clients.
Jean Gauthier
Managing Director & Chief Investment Officer, Fixed Income & Equities
Jean Gauthier is CIO of Global Fixed Income at CIBC Asset Management. Mr. Gauthier oversees CIBC Asset Management's fixed income portfolio management and research efforts. Mr. Gauthier is also an active member of CIBC Asset Management's Investment Committee.
Mr. Gauthier joined CIBC Asset Management in 2017 and holds a Bachelor of Business Administration degree in Finance from the Université du Québec à Montréal (UQAM). He is also a CFA charterholder.
Adam Ditkofsky, CFA
Senior Portfolio Manager, Global Fixed Income
Adam Ditkofsky is one of the firm’s senior portfolio managers, overseeing the Core and Core Plus fixed income team and their mandates. Mr. Ditkofsky has more than 15 years of experience at the firm and managing fixed income portfolios. As part of his role, he specializes in duration management, yield curve positioning, sector allocation and security selection.
Prior to becoming a portfolio manager, in his previous position Mr. Ditkofsky was a Senior Credit Analyst at CIBC Asset Management (CAM), covering both investment grade and high-yield companies across multiple sectors and regions. Prior to joining CAM in 2008, he held the role of Credit Analyst at CIBC World Markets.
Mr. Ditkofsky holds an MBA degree from the University of Western Ontario, and a Bachelor of Commerce degree from Concordia University. He is also a Chartered Investment Manager (CIM) and Chartered Financial Analyst (CFA) charterholder and a member of the CFA Society of Toronto.
Aaron Young, CFA
Executive Director & Head, Client Portfolio Management
As Head of CIBC Asset Management’s Client Portfolio Management team, Aaron Young is responsible for providing strategic leadership on all aspects of the firm’s client portfolio management platform, which covers all asset classes managed by the firm. The client portfolio management team consists of portfolio strategists who help evolve our investment capabilities and represent our clients’ needs in all aspects of the firm’s initiatives.
Prior to rejoining CIBC Asset Management in 2023, Mr. Young was a Portfolio Manager at RPIA on the credit research team. He began his career in the investment industry at CIBC Asset Management in 2010 in institutional client servicing, and as an Associate Client Portfolio Manager with the Fixed Income team.
Mr. Young has published numerous research papers on fixed income, credit, and ESG investing, and has been a featured speaker at many Canadian and global investment forums.
He holds a Bachelor of Arts degree from the University of Toronto. Mr. Young is also a CFA charterholder and a member of the CFA Society of Toronto.
Gino Di Censo
Vice President, Fixed Income
Gino Di Censo is Vice President, Fixed Income at CIBC Asset Management. In this role he supports the development of investment strategies, insights and research, and is instrumental in ensuring the firm’s fixed income suite of solutions is designed to fulfill clients’ current and future needs.
Underlying Funds Sub-Advisors
Investment Style
| BBB | A | AA | AAA | ||
|---|---|---|---|---|---|
| >10 | Long-term | ||||
| 6-10 | Intermediate-term | ||||
| 1-5 | Short-term |
| Term to Maturity (Years) †† | Duration (Years) †† | Average YTM (%) †† |
| 7.45 | 4.74 | 4.06 |
The time remaining on a bond's life, or the date on which the debt will cease to exist and the borrower will have completely paid off the amount borrowed.
Duration (Years)
Duration is defined as the weighted average time to full recovery of principal and interest.
Yield to Maturity (Average YTM)
The percentage rate of return paid on a bond, note or other fixed income security if the investor buys and holds it to its maturity date. The calculation for YTM is based on the coupon rate, length of time to maturity and market price. It assumes that coupon interest paid over the life of the bond will be reinvested at the same rate.
| 3 mo | 6 mo | YTD | 1 yr | 3 yrs | 5 yrs | 10 yrs | Since Inception |
|---|---|---|---|---|---|---|---|
| 0.5% | 2.9% | 0.7% | 3.8% | 4.9% | 1.4% | N/A | 2.1% |
As at: January 30, 2026 Performance figures are net of fees.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|
| 5.3% | 6.9% | (8.2%) | (1.1%) | 6.00% | N/A | N/A | N/A | N/A | N/A |
The rate of return or mathematical table shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the fund or returns on investment in the fund.
*CIBC Core Fixed Income Pool was awarded the 2025 FundGrade A+® Award in the Canadian Core Plus Fixed Income category. The FundGrade A+® Award was calculated from December 31, 2019 to December 31, 2025 out of a total of 32 funds. Fund performance (Series A) for the period ended December 31, 2025 is as follows: 3.6% (1 year), 4.9% (3 years), 0.8% (5 years), N/A (10 years) and 1.5% (since inception on October 28, 2019).
FundGrade A+® is used with permission from Fundata Canada Inc., all rights reserved. The annual FundGrade A+® Awards are presented by Fundata Canada Inc. to recognize the “best of the best” among Canadian investment funds. The FundGrade A+® calculation is supplemental to the monthly FundGrade ratings and is calculated at the end of each calendar year. The FundGrade rating system evaluates funds based on their risk-adjusted performance, measured by Sharpe Ratio, Sortino Ratio, and Information Ratio. The score for each ratio is calculated individually, covering all time periods from 2 to 10 years. The scores are then weighted equally in calculating a monthly FundGrade. The top 10% of funds earn an A Grade; the next 20% of funds earn a B Grade; the next 40% of funds earn a C Grade; the next 20% of funds receive a D Grade; and the lowest 10% of funds receive an E Grade. To be eligible, a fund must have received a FundGrade rating every month in the previous year. The FundGrade A+® uses a GPA-style calculation, where each monthly FundGrade from “A” to “E” receives a score from 4 to 0, respectively. A fund’s average score for the year determines its GPA. Any fund with a GPA of 3.5 or greater is awarded a FundGrade A+® Award. For more information, see www.FundGradeAwards.com. Although Fundata makes every effort to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Fundata.
The LSEG Lipper Fund Awards, granted annually, highlight funds and fund companies that have excelled in delivering consistently strong risk-adjusted performance relative to their peers. The LSEG Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. The fund with the highest Lipper Leader for Consistent Return (Effective Return) value in each eligible classification wins the LSEG Lipper Fund Award. For more information, see lipperfundawards.com. Although LSEG makes reasonable efforts to ensure the accuracy and reliability of the data contained herein, their accuracy is not guaranteed by LSEG Lipper. CIBC Core Fixed Income Pool (Series F) was awarded the 2025 Lipper Fund Award in the Canadian Core Plus Fixed Income fund category over the 3-year period ending July 31, 2025, out of a total of 23 funds. Fund performance for the period ended September 30, 2025, is: 4.2% (1 year), 5.7% (3 years), 1.5% (5 years), N/A (10 years) and 2.0% (since inception October 28, 2019) net of fees. CIBC Core Fixed Income Pool (Series F) was awarded the 2025 Lipper Fund Award in the Canadian Core Plus Fixed Income fund category over the 5-year period ending July 31, 2025, out of a total of 20 funds. Fund performance for the period ended September 30, 2025, is: 4.2% (1 year), 5.7% (3 years), 1.5% (5 years), N/A (10 years) and 2.0% (since inception October 28, 2019) net of fees. LSEG Lipper Fund Awards, ©2025 LSEG. All rights reserved. Used under license.
This material is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to.
CIBC ETFs are managed by CIBC Asset Management Inc. ("CAM"), a subsidiary of Canadian Imperial Bank of Commerce. Commissions, management fees and expenses all may be associated with investments in exchange traded funds (ETFs) and mutual fund investments.
Please read the simplified prospectus and ETF Facts document before investing. To obtain a copy, call 1-888-888-FUND (3863). Alternatively, you may obtain a copy from your advisor. ETFs are not guaranteed, their values change frequently and past performance may not be repeated.
Any information or discussion about the current characteristics of this mutual fund or how the portfolio manager is managing the mutual fund that is supplementary to information in the prospectus is not a discussion about material investment objectives or strategies, but solely a discussion of the current characteristics or manner of fulfilling the investment objectives and strategies, and is subject to change without notice.
Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, nor are they guaranteed.
The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions, but do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns.
DoubleLine® is a registered trademark of DoubleLine Capital LP.
Past performance may not be repeated and is not indicative of future results.
The material and/or its contents may not be reproduced without the express written consent of CIBC Asset Management Inc.
