Quarterly Portfolio Disclosure

Money Market Funds

Renaissance Money Market Fund Renaissance U.S. Money Market Fund

Fixed Income Funds

CIBC Income Advantage Fund CIBC U.S. Dollar Income Advantage Fund Renaissance Short-Term Income Fund Renaissance Canadian Bond Fund Renaissance Corporate Bond Fund Renaissance U.S. Dollar Corporate Bond Fund Renaissance High-Yield Bond Fund Renaissance Floating Rate Income Fund Renaissance Flexible Yield Fund Renaissance Global Bond Fund CIBC 2026 Investment Grade Bond Fund CIBC 2027 Investment Grade Bond Fund CIBC 2028 Investment Grade Bond Fund CIBC 2029 Investment Grade Bond Fund CIBC 2030 Investment Grade Bond Fund CIBC 2031 Investment Grade Bond Fund CIBC 2026 U.S. Investment Grade Bond Fund CIBC 2027 U.S. Investment Grade Bond Fund CIBC 2028 U.S. Investment Grade Bond Fund CIBC 2029 U.S. Investment Grade Bond Fund CIBC 2030 U.S. Investment Grade Bond Fund CIBC 2031 U.S. Investment Grade Bond Fund CIBC 1-5 Year Laddered Investment Grade Bond Fund CIBC 1-5 Year U.S. Laddered Investment Grade Bond Fund

Balanced Funds

Renaissance Canadian Balanced Fund Renaissance U.S. Dollar Diversified Income Fund Renaissance Optimal Conservative Income Portfolio Renaissance Optimal Income Portfolio Renaissance Optimal Growth & Income Portfolio CIBC Global Growth Balanced Fund

Equity Income Funds

Renaissance Canadian Dividend Fund Renaissance Canadian Monthly Income Fund Renaissance Diversified Income Fund Renaissance High Income Fund Renaissance Canadian Core Value Fund Renaissance Canadian Growth Fund Renaissance Canadian All-Cap Equity Fund Renaissance Canadian Small-Cap Fund

U.S. Equity Fund

Renaissance U.S. Equity Income Fund Renaissance U.S. Equity Value Fund Renaissance U.S. Equity Growth Fund Renaissance U.S. Equity Growth Currency Neutral Fund Renaissance U.S. Equity Fund

Global Equity Funds

Renaissance International Dividend Fund Renaissance International Equity Fund Renaissance International Equity Currency Neutral Fund Renaissance Global Markets Fund Renaissance Optimal Global Equity Portfolio Renaissance Global Growth Fund Renaissance Global Growth Currency Neutral Fund Renaissance Global Focus Fund Renaissance Global Small-Cap Fund Renaissance China Plus Fund Renaissance Emerging Markets Fund CIBC Structured Equity Yield Fund

Speciality Funds

Renaissance Global Infrastructure Fund Renaissance Global Infrastructure Currency Neutral Fund Renaissance Global Real Estate Fund Renaissance Global Real Estate Currency Neutral Fund Renaissance Global Health Care Fund Renaissance Global Innovation Fund

Axiom Balanced Income Portfolio Axiom Diversified Monthly Income Portfolio Axiom Balanced Growth Portfolio Axiom Long-Term Growth Portfolio Axiom Canadian Growth Portfolio Axiom Global Growth Portfolio Axiom Foreign Growth Portfolio Axiom All Equity Portfolio

Fixed Income Private Pool

CIBC Canadian Fixed Income Private Pool CIBC Multi-Sector Fixed Income Private Pool CIBC Global Bond Private Pool

Equity Income Private Pool

CIBC Equity Income Private Pool

Canadian Equity Private Pool

CIBC Canadian Equity Private Pool

US Equity Private Pools

CIBC U.S. Equity Private Pool CIBC U.S. Equity Currency Neutral Private Pool

Global Equity Private Pools

CIBC International Equity Private Pool CIBC Global Equity Private Pool CIBC Emerging Markets Equity Private Pool

Speciality Private Pool

CIBC Real Assets Private Pool

CIBC Multi-Asset Absolute Return Strategy CIBC Alternative Credit Strategy

CIBC Conservative Fixed Income Pool CIBC Core Fixed Income Pool CIBC Core Plus Fixed Income Pool

Current portfolio disclosure can be found in each CIBC Fixed Income Funds Management Report of Fund Performance under Summary of Investment Portfolio, prepared as at June 30, 2026.

The next Quarterly Portfolio Disclosure will be prepared as at September 30, 2026 and made available in November 2026.

This material is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to.

The material and/or its contents may not be reproduced without the express written consent of CIBC Global Asset Management.

Past performance may not be repeated and is not indicative of future results.

^®Renaissance Investments is a registered trademark of CIBC Asset Management Inc.

CIBC Global Asset Management is a brand name under which CIBC Asset Management Inc. operates.